3 Jobs in Providence, RI
Semper Home Loans is Hiring a Jr. Underwriter Near Providence, RI
- Review loan files to determine compliance with lender credit underwriting guidelines as well as government guidelines.
- Review and validate borrower(s): income (including complex business and personal tax returns), credit, asset documentation, title, and fraud reports.
- Analyze loan files to determine credit worthiness of borrowers.
- Prioritize and manage files among new submissions, documents, and funding.
- Work as a team with loan officers and other professionals to ensure file completeness.
- Review the appraisal process to ensure the value of the property is accurately presented.
- Maintain production standard goals as established by management.
- Re-underwrite loans if and when additional information has been received.
- Be proactive in researching general underwriting scenarios and guidelines to stay up to date.
- Assist with post-closing items.
- Bachelor’s degree, or equivalent combination of education and experience
- Must have a minimum of two years experience in mortgage underwriting including conventional, FHA, VA, and/or specialty program underwriting.
- Must have active DE CHUMS.
- LAPP/SAR is preferred but not required.
- Must be familiar with investor guidelines.
- Strong analytical and decision-making/problem-solving skills.
- Excellent interpersonal, organization, prioritization, and time management skills.
- Strong working knowledge of ATR/QM requirements
- Encompass LOS experience required
- Knowledge of compliance and disclosure requirements (TRID)
- We offer medical, dental, vision, life insurance, 401k plan with a 3% match of employee contributions as well as paid vacation, sick, and holiday pay
- We are also open to the position being fully remote for the right individual.
Job Summary
Full Time
Lending & Credit
$64k-85k (estimate)
04/06/2023
05/21/2024
semperhomeloans.com
WESTERLY, RI
50 - 100
2005
PETER FISTER
$10M - $50M
Lending & Credit
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About Semper Home Loans
Semper Home Loans is a continuously growing mortgage lender licensed in 40 states closing FHA, VA, USDA, Fannie, Freddie and non-conforming mortgages. We are looking for rock stars that want to be part of the team. At Semper, we are driven by our passion to: (1) Build a world class company; (2) Be the best that we can be by serving our clients with honesty, respect and consideration for their needs; and (3) Be surrounded by driven, success-oriented employees who exhibit an excellent work ethic and share our desire to be the best. Sempers drive has resulted in our not only surviving tough econo ...
mic times, but growing during the last few years where countless brokers, lenders and banks have gone out of business. We had the foresight to know that treating people the way we wanted to be treated would result in a foundation that would stand the test of time. We firmly believe that our employees are the soul of Semper and that by treating them with respect and dignity we will help them accomplish their personal goals. This is the formula for success built Semper Style. NMLS# 1053 (nmlsconsumeraccess.com) Arizona Mortgage Banker License # BK - 0950777
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The following is the career advancement route for Jr. Underwriter positions, which can be used as a reference in future career path planning. As a Jr. Underwriter, it can be promoted into senior positions as a Health Underwriter, Sr. that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Jr. Underwriter. You can explore the career advancement for a Jr. Underwriter below and select your interested title to get hiring information.
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